DebtFree
Guided Windows debt-planning software being designed to help you understand what you owe, organize your monthly budget, and build a practical payoff plan without complicated spreadsheets.
DebtFree is in development and is not yet available for purchase. We are also developing internal QA tools to support future testing of our software.
See what you owe. Understand your options. Build a plan.
When balances, bills, and payment dates are scattered, it can be hard to see the whole picture. DebtFree is being designed for ordinary people who want clear questions and step-by-step guidance to bring that information together and explore a plan they can understand.
What DebtFree is being designed to help you do
Organize debts in one place
Bring together who you owe, current balances, interest rates, minimum payments, and due dates so you can review your debts without sorting through separate notes.
Understand your monthly budget
Organize money coming in, everyday expenses, and debt payments to see where your money goes and how much you might have available for debt payments.
Build your plan step by step
Work through clear questions, one step at a time: enter your debts, review your budget, compare approaches, and bring your choices together into a practical plan.
Compare payoff approaches
Explore approaches such as putting extra payments toward the smallest balance first or the highest interest rate first. Compare estimates to understand how different choices affect a plan.
See estimated time and interest
Review estimated payoff time and interest costs based on the information you enter. Changing balances, rates, or payments can change those estimates and the plan you review.
Help protect your planning work
Planned safe-save and recovery protections are intended to help preserve saved work and recover a plan if saving is interrupted. Keep your original statements and payment records for reference.
A clear view of your plan
DebtFree is being designed around plain-language labels, guided questions, and readable summaries so you can focus on understanding your information without building formulas or managing a complicated spreadsheet.
Start with a clear picture of what you owe
DebtFree is being designed to bring balances, interest rates, minimum payments, and debt details together so you can review what you owe before building a plan.
From scattered bills to an organized plan
- Gather the balances and payment details from your statements.
- Review your monthly income, expenses, and debt payments.
- Explore payoff approaches and their estimated time and interest.
- Review your plan as your information and circumstances change.
Built for everyday understanding
You should not need to be a spreadsheet expert to understand your own debt information. DebtFree's goal is to make each step clear and keep the details you need easy to review.
A plan is a way to explore possibilities. It does not change the terms of your debts or replace your responsibility to review statements, make payments, and decide what fits your circumstances.
In Development
We are still building DebtFree. It is not yet available for purchase. Check back here for future product and availability updates.